Wenbing Ji

---
name: campaign-writer
version: 1.0.0
description: Write compelling crowdfunding and fundraising campaign copy including titles, descriptions, story narratives, and social media posts. Use when users need to create fundraising content for platforms like GoFundMe, 轻松筹, 水滴筹, or charity drives.
---

# Campaign Writer

Craft persuasive fundraising campaign content that moves people to donate. Generate campaign titles, emotional narratives, goal justifications, and platform-specific copy for crowdfunding and charity campaigns.

## When to Use

- User needs to write a crowdfunding campaign description
- User wants help creating a fundraising story or narrative
- User needs social media posts to promote their fundraiser
- User asks how to write a compelling donation appeal
- User wants to improve an existing campaign's copy

## How to Use

1. Gather campaign basics: cause, beneficiary, fundraising goal, deadline, platform
2. Ask for the human story behind the need (the most compelling element)
3. Write: attention-grabbing title, emotional opening, clear situation description, specific ask, call to action
4. Generate 3 social media posts (short, medium, long) for sharing
5. Adapt tone to cause type (medical emergency vs. community project vs. education)
6. Include specific details (names, amounts, timeline) to build trust

## Examples

- "Help me write a GoFundMe for my friend's cancer treatment"
- "I need a fundraising campaign description for a school library project"
- "Write social media posts to share my charity fundraiser"

---
name: renewal-alert
version: 1.0.0
description: Track insurance policy renewal dates and send timely reminders before policies expire. Use when users want to register insurance renewal dates, get expiry alerts, or review policies due for renewal.
---

# Renewal Alert

Track all insurance policies and their renewal dates. Alert users before policies expire so they never face a coverage gap due to a forgotten renewal.

## When to Use

- User wants to register an insurance policy renewal date
- User asks when their insurance expires
- User wants a reminder before their policy renews or expires
- User wants to review all upcoming insurance renewals
- User got a renewal notice and wants help deciding whether to renew

## How to Use

1. Record policy details: type, insurer, policy number, renewal date, premium amount
2. Set reminder schedule (e.g., 60 days, 30 days, 7 days before renewal)
3. At renewal time: remind user and prompt them to review coverage before auto-renewing
4. Suggest reviewing coverage needs annually at renewal
5. Flag if premium has increased significantly from previous year

## Examples

- "My car insurance renews on July 15th, remind me 30 days before"
- "When does my health insurance expire?"
- "List all my insurance renewal dates coming up in the next 90 days"

---
name: risk-profile
version: 1.0.0
description: Assess a user's personal risk profile to identify their biggest financial, health, and lifestyle risks and recommend appropriate insurance and protection strategies. Use when users want to understand their risk exposure or are starting their insurance planning.
---

# Risk Profile

Evaluate a user's personal risk exposure across health, financial, and lifestyle dimensions. Generate a risk profile report and recommend prioritized insurance and protection strategies.

## When to Use

- User wants to understand their personal risks
- User is starting insurance planning from scratch
- User asks "what risks should I be protecting against?"
- User wants to prioritize which insurance to buy first
- User has had a major life event and wants to reassess risk

## How to Use

1. Conduct a risk assessment questionnaire: age, health status, job type, dependents, assets, debts, lifestyle habits
2. Score risks across categories: mortality, morbidity (illness/disability), property, liability, income disruption
3. Generate a risk profile with high/medium/low ratings per category
4. Map risks to appropriate insurance solutions
5. Prioritize by impact × probability
6. Provide a phased protection plan based on budget

## Examples

- "Help me figure out what risks I should be insuring against"
- "I'm a freelancer with no employer benefits, what's my risk profile?"
- "I just had a baby, what risks do I now need to protect against?"

---
name: benefit-calc
version: 1.0.0
description: Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lump sum, and retirement annuity calculations. Use when users want to compute expected insurance benefits or coverage amounts they need.
---

# Benefit Calculator

Calculate insurance payouts, required coverage amounts, and premium estimates based on user inputs. Covers life, health, critical illness, disability, and annuity calculations.

## When to Use

- User asks "how much life insurance do I need?"
- User wants to calculate expected reimbursement for a medical expense
- User wants to know how much critical illness cover to buy
- User asks about expected annuity income from a retirement policy
- User wants to estimate premium for a given coverage amount

## How to Use

1. Identify calculation type (coverage needed / payout expected / premium estimate)
2. Collect required inputs (income, expenses, dependents, age, sum assured, etc.)
3. Apply standard actuarial formulas or rule-of-thumb benchmarks
4. Show calculation steps transparently
5. Present result with context (is this enough? industry benchmark?)
6. Offer sensitivity analysis (what if income increases / expenses change?)

## Examples

- "How much life insurance do I need? I earn ¥300,000/year with a wife and two kids"
- "If I'm hospitalized for 5 days at ¥2000/day, how much will my insurance pay?"
- "How much critical illness cover should a 40-year-old have?"

---
name: insurance-compare
version: 1.0.0
description: Compare insurance products side by side on key parameters including premium, coverage, exclusions, deductibles, and insurer ratings. Use when users are shopping for insurance and want to evaluate multiple options.
---

# Insurance Compare

Help users compare insurance products side by side. Evaluate plans based on premium cost, coverage scope, exclusions, deductibles, claim process, and insurer reputation to recommend the best fit.

## When to Use

- User is shopping for insurance and comparing options
- User asks "which plan is better, A or B?"
- User wants to know if switching insurers is worth it
- User wants to understand tradeoffs between different policy tiers
- User asks "what should I look for when comparing insurance?"

## How to Use

1. Collect the plans to compare (name, type, key features)
2. Build a comparison table covering: premium, coverage limit, deductible, exclusions, claim process, waiting period
3. Score each plan against user's priorities (low premium vs. broad coverage vs. easy claims)
4. Highlight the key differentiators and red flags
5. Give a clear recommendation with reasoning
6. Note what to verify before signing up

## Examples

- "Compare these two health insurance plans for me"
- "Is Plan A at ¥3000/year or Plan B at ¥5000/year better for my family?"
- "What's the difference between term life and whole life insurance?"

---
name: coverage-check
version: 1.0.0
description: Analyze a user's existing insurance coverage to identify gaps, overlaps, and under-insurance risks. Use when users want to review whether they have adequate protection across health, life, property, and liability insurance.
---

# Coverage Check

Review a user's current insurance portfolio to identify gaps in protection, redundant coverage, and areas of under-insurance. Provide prioritized recommendations for improving overall coverage.

## When to Use

- User wants to review their overall insurance coverage
- User asks "do I have enough insurance?"
- User recently had a life change (marriage, baby, new home) and wants a coverage review
- User wants to know if they're missing any important insurance types
- User asks about coverage adequacy for their specific situation

## How to Use

1. Inventory user's existing policies (type, coverage amount, insurer)
2. Collect relevant personal info: age, dependents, income, assets, liabilities
3. Map against recommended coverage benchmarks for their profile
4. Identify gaps (uninsured risks) and flag overlaps (redundant coverage)
5. Prioritize recommendations by risk impact
6. Suggest coverage amounts and types to fill gaps

## Examples

- "I'm 35 with a wife and two kids, do I have enough life insurance?"
- "I just bought a house, what insurance do I need to review?"
- "Am I over-insured or under-insured? Here's what I currently have..."

---
name: claim-guide
version: 1.0.0
description: Step-by-step insurance claim filing guide. Walk users through the claim process for health, life, auto, travel, and property insurance. Use when users need to file a claim and don't know where to start or what documents to prepare.
---

# Claim Guide

Guide users through the insurance claim process with step-by-step instructions, document checklists, and timeline expectations. Covers common insurance types: health, life, auto, travel, and property.

## When to Use

- User needs to file an insurance claim
- User asks "how do I claim my insurance?"
- User wants to know what documents are needed for a claim
- User's claim was rejected and they want to know next steps
- User wants to understand claim status or timelines

## How to Use

1. Identify the insurance type (health/life/auto/travel/property)
2. Provide a numbered step-by-step claim process for that type
3. Generate a document checklist specific to the claim type
4. Explain typical processing timelines
5. For rejected claims: explain appeal process and common rejection reasons
6. Provide tips to maximize claim success

## Examples

- "I was in a car accident, how do I file an auto insurance claim?"
- "My luggage was lost on a flight, how do I claim travel insurance?"
- "My health insurance claim was rejected, what can I do?"

---
name: insurance-policy
version: 1.0.0
description: Read, parse, and explain insurance policy documents in plain language. Highlight coverage limits, exclusions, deductibles, and key terms. Use when users want to understand what their insurance policy actually covers.
---

# Policy Reader

Decode insurance policy documents by extracting and explaining key information: what's covered, what's excluded, deductibles, premiums, claim limits, and important conditions — all in plain language.

## When to Use

- User pastes or uploads an insurance policy document
- User asks "does my insurance cover X?"
- User wants to understand their deductible, copay, or out-of-pocket maximum
- User wants a summary of a policy before buying
- User asks about specific exclusions or waiting periods

## How to Use

1. Accept policy text (pasted) or ask user to share key sections
2. Extract: coverage scope, exclusions, deductible, premium, claim limit, waiting periods
3. Present as a structured summary with clear sections
4. Highlight any unusual exclusions or tricky fine print
5. Answer specific coverage questions ("does this cover X?")
6. Flag gaps that may leave the user underinsured

## Examples

- "Here's my health insurance policy, what does it actually cover?"
- "Does my policy cover pre-existing conditions?"
- "Explain the difference between my deductible and out-of-pocket maximum"

---
name: health-goal
version: 1.0.0
description: Set, track, and review personal health goals including weight loss, fitness targets, dietary changes, and wellness habits. Use when users want to establish health objectives, monitor progress, or stay accountable to their health plan.
---

# Health Goal

Help users define SMART health goals, break them into actionable steps, track progress, and stay motivated. Covers fitness, nutrition, weight, sleep, and general wellness goals.

## When to Use

- User wants to set a health or fitness goal
- User wants to track progress toward a health objective
- User asks for accountability check-ins on their health habits
- User wants to adjust or review existing health goals
- User asks "how am I doing with my goal?"

## How to Use

1. Help define a SMART goal (Specific, Measurable, Achievable, Relevant, Time-bound)
2. Break goal into weekly milestones
3. Log progress updates when user reports them
4. Calculate progress percentage and estimated completion
5. Celebrate milestones and adjust plan if user is struggling
6. Suggest evidence-based strategies when progress stalls

## Examples

- "I want to lose 5kg in 3 months, help me set up a plan"
- "Track my goal: walk 8000 steps every day"
- "How am I doing on my 30-day no-sugar challenge?"

---
name: medical-terms
version: 1.0.0
description: Explain medical terminology, lab results, diagnoses, and prescription abbreviations in plain everyday language. Use when users encounter confusing medical words in reports, prescriptions, or doctor notes.
---

# Medical Terms

Translate complex medical jargon into simple, understandable language. Help users understand diagnoses, lab results, prescription instructions, medical report terminology, and clinical abbreviations.

## When to Use

- User encounters an unfamiliar medical term or diagnosis
- User wants to understand their lab results or test values
- User asks what a prescription abbreviation means (QD, BID, PRN, etc.)
- User received a medical report and wants help understanding it
- User asks "what does [medical word] mean?"

## How to Use

1. Identify the term or phrase to explain
2. Provide a plain-language definition (avoid other jargon)
3. Give context: where this term is used, why it matters
4. For lab values: explain normal range and what high/low means
5. For prescriptions: spell out dosing instructions clearly
6. Offer to explain related terms the user might encounter

## Examples

- "My doctor said I have hypertension, what does that mean?"
- "What is eGFR on my blood test and is 65 normal?"
- "My prescription says 'take 1 tab BID PRN pain' — what does that mean?"

---
name: tcm-guide
version: 1.0.0
description: Traditional Chinese Medicine (TCM) wellness guidance including constitution analysis, seasonal health tips, herbal tea recommendations, acupressure points, and dietary advice based on TCM principles. Use when users ask about TCM, natural remedies, or Chinese medicine wellness.
---

# TCM Guide

Provide Traditional Chinese Medicine wellness guidance based on the user's constitution type, current season, and symptoms. Covers dietary therapy, herbal teas, acupressure, and lifestyle recommendations aligned with TCM principles.

## When to Use

- User asks about TCM or traditional Chinese medicine
- User wants natural remedies for common ailments
- User asks about their TCM body constitution (体质)
- User wants seasonal health and dietary recommendations
- User asks about herbal teas, foods to avoid, or energy balance

## How to Use

1. Identify user's TCM constitution via key questions (cold/hot sensitivity, digestion, energy levels)
2. Map to one of the 9 constitution types (平和质, 气虚质, 阳虚质, etc.)
3. Provide dietary recommendations (foods to eat/avoid, seasonal adjustments)
4. Suggest relevant herbal teas and their preparation
5. Include acupressure points for common complaints
6. Always note: TCM guidance is complementary, not a replacement for medical care

## Examples

- "I always feel cold and tired, what does TCM say about that?"
- "What should I eat in winter according to Chinese medicine?"
- "Recommend a herbal tea for stress and poor sleep"

---
name: symptom-check
version: 1.0.0
description: Symptom checker that helps users assess health symptoms, understand possible causes, and decide whether to seek medical care. Use when users describe physical discomfort, illness symptoms, or ask "what could this be?".
---

# Symptom Checker

Help users evaluate their symptoms by asking clarifying questions about duration, severity, and associated signs. Provide general health guidance and help users decide if they need to see a doctor.

## When to Use

- User describes physical symptoms (fever, pain, cough, rash, etc.)
- User asks "what could cause..." or "is this serious?"
- User wants to know if they should see a doctor
- User wants to understand a medical condition they may have

## How to Use

1. Ask about symptom duration, severity (1-10), and location
2. Ask about associated symptoms and relevant medical history
3. List possible common causes (always disclaim: not medical diagnosis)
4. Give clear guidance on when to seek immediate care vs. monitor at home
5. Always recommend consulting a healthcare professional for diagnosis

## Examples

- "I've had a headache for 3 days, what could it be?"
- "My throat is sore and I have a slight fever, should I see a doctor?"
- "I have chest tightness when I exercise, is that normal?"

---
name: body-clock
version: 1.0.0
description: Circadian rhythm and biological clock optimization guide. Help users align sleep, meals, exercise, and work with their natural body clock. Use when users ask about sleep schedule, jet lag, energy dips, or how to optimize their daily routine.
---

# Body Clock

Optimize daily routines based on circadian rhythm science. Help users understand their chronotype, fix irregular sleep patterns, manage jet lag, and time key activities (eating, exercise, focus work) for peak performance.

## When to Use

- User asks about improving sleep quality or schedule
- User wants to fix jet lag or shift work disruption
- User asks why they feel tired at certain times of day
- User wants to know the best time to exercise, eat, or focus

## How to Use

1. Determine user's chronotype (early bird / night owl) via 3-4 questions
2. Map their ideal sleep window and wake time
3. Provide timed recommendations: light exposure, meal timing, exercise window, peak focus hours
4. Give specific advice for jet lag or schedule shifts
5. Suggest gradual adjustments (15-30 min increments) for schedule changes

## Examples

- "I keep waking up at 3am and can't fall back asleep"
- "I'm flying from Shanghai to New York, how do I beat jet lag?"
- "When is the best time for me to work out?"

---
name: doctor-prep
version: 1.0.0
description: Help users prepare for doctor appointments by organizing symptoms, questions, medication lists, and medical history. Use when users have an upcoming medical visit or want to make the most of their doctor consultation.
---

# Doctor Prep

Prepare users for productive medical appointments by helping them organize their symptoms timeline, compile questions, list current medications, and document relevant medical history.

## When to Use

- User has an upcoming doctor appointment
- User wants to organize their symptoms before a visit
- User wants help formulating questions for their doctor
- User needs to prepare a medication list for a new doctor

## How to Use

1. Ask about the appointment type and primary concern
2. Help structure symptom timeline: when started, severity, what makes it better/worse
3. Generate a prioritized list of questions to ask the doctor
4. Compile current medications and supplements
5. Note relevant medical history and allergies
6. Format everything as a clean pre-visit checklist

## Examples

- "I have a cardiology appointment next week, help me prepare"
- "What questions should I ask my doctor about my diabetes management?"
- "Help me organize my symptoms before I see my GP tomorrow"

---
name: vitals-log
version: 1.0.0
description: Log and track vital signs including blood pressure, blood sugar, weight, heart rate, and temperature. Use when users record health measurements or want to review their vitals history and trends.
---

# Vitals Log

Record and track key health measurements over time. Identify trends, flag abnormal readings, and help users understand what their numbers mean.

## When to Use

- User records a blood pressure, blood sugar, weight, or heart rate reading
- User wants to see their vitals history or trends
- User asks if their reading is in normal range
- User wants to track a specific metric over time

## How to Use

1. Record the measurement with timestamp (date/time)
2. Note the metric type and unit (mmHg, mg/dL, kg/lbs, bpm)
3. Compare against normal reference ranges and flag if out of range
4. Show trend over recent readings (up/down/stable)
5. For consistently abnormal readings, recommend consulting a doctor

## Examples

- "My blood pressure is 128/82 today"
- "Blood sugar reading: 145 mg/dL before breakfast"
- "Show me my weight trend for the past month"

---
name: health-report
version: 1.0.0
description: Generate structured health summary reports from user-provided health data including vitals, symptoms, medications, and lifestyle. Use when users want to summarize their health status or prepare a report for their doctor.
---

# Health Report

Compile user health data into a clear, structured report covering vitals trends, current medications, recent symptoms, and lifestyle factors. Ideal for preparing for doctor visits or personal health tracking.

## When to Use

- User wants a summary of their health data
- User is preparing for a doctor's appointment and wants a written summary
- User wants to see trends in their health metrics
- User asks "how has my health been lately?"

## How to Use

1. Gather data: recent vitals (BP, weight, glucose), medications, symptoms, sleep, exercise
2. Identify trends (improving, stable, declining)
3. Format as a clean report with sections: Vitals, Medications, Symptoms, Lifestyle, Notes
4. Highlight anything that warrants medical attention
5. Offer to export or share the report

## Examples

- "Give me a health summary for this month"
- "Help me prepare a health report for my doctor visit tomorrow"
- "Summarize all my health data from the past week"

---
name: med-tracker
version: 1.0.0
description: Medication tracker for logging prescriptions, dosages, schedules, and reminders. Use when users want to track what medications they take, set reminders, or check drug interactions.
---

# Med Tracker

Help users manage their medications by logging drug names, dosages, frequency, and timing. Provide reminders and flag potential concerns about missed doses or interactions.

## When to Use

- User wants to log or track medications they're taking
- User asks about medication schedule or dosage
- User wants reminders to take medication
- User asks about drug interactions
- User wants to review their current medication list

## How to Use

1. Record medication name, dosage, frequency (daily/twice daily/as needed)
2. Note start date, end date (if applicable), and prescribing condition
3. Set reminder schedule and preferred reminder format
4. Flag if user reports missing doses — advise to consult doctor before doubling up
5. For interaction questions: provide general info and always recommend pharmacist/doctor verification

## Examples

- "Add metformin 500mg twice daily to my medication list"
- "Remind me to take my blood pressure pill every morning at 8am"
- "Can I take ibuprofen with my current medications?"